Terms of Use & Privacy Policy

At IBS, we respect the privacy of our web site visitors. We do use information you provide to better serve your business and information needs. We also recognize that this information belongs to you and that we must treat it accordingly. The following statement spells out our privacy policy in more detail. The policy applies to this webpage and other sites on the World Wide Web owned and operated by IBS. If there are material changes to this policy in the future, information concerning any such change will be posted on this webpage.

Our Use of Personal and Non-Personal Information

We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of IBS’ sites. Non-personal information is collected to track the total number of guests visiting IBS ' sites and to guide our efforts to improve our sites. The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for our internal purposes and is not disclosed to any third parties.

Personal information that can identify a visitor, such as name, address or policy information, is collected only when voluntarily offered and solely for purposes that are clearly identified on our sites. Access to pages with content specific to agents, or customers is password-protected and requires pre-registration. Personal information acquired through registration is kept confidential and will not be disclosed to third parties except as may be required by law. IBS does not seek personal information from children.

Consent

By using this site, you signify your consent to IBS on-line privacy policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of this policy from time to time.